Our Story
Built Around the Questions People Actually Have
fraserinisww Insights was founded to fill a gap — financial knowledge tailored to the realities of Canadian adults at midlife and beyond.
Back to HomeWho We Are
A Different Kind of Financial Organization
"We started fraserinisww Insights because too many people were arriving at retirement age without ever having had a clear conversation about the basics. We wanted to change that."
fraserinisww Insights was established in Burnaby, British Columbia, to serve a community that had been largely underserved by the financial education sector. Most workshops assumed participants were already fluent in financial jargon, or were designed to funnel people toward investment products. We took a different path.
Our programs are structured around the genuine questions adults in their 40s, 50s, and 60s bring to the table — questions about CPP timing, savings strategies on variable incomes, and the particular financial considerations women face as they plan for longer lives.
We operate on a straightforward principle: financial literacy is a public good. We do not sell products, collect referral fees, or accept sponsorship from financial institutions. Our income comes directly from participants who find value in what we offer.
Our Mission
Approachable Knowledge, Real Outcomes
We believe that understanding your financial situation — even imperfectly — leads to better decisions than not understanding it at all. Our job is to reduce confusion, not add to it.
Start Where You Are
Every program assumes no prior financial background. We build from the ground up.
Conversation Over Lecture
Small groups allow participants to ask the questions they'd never raise in a larger setting.
Independence as a Value
No commissions, no product sales, no conflicts of interest — just straightforward education.
The People
Our Facilitation Team
Practitioners with backgrounds in adult education, financial planning, and community outreach.
Margaret Lau
Lead Facilitator
Brings 18 years of adult education experience and a background in community finance to every session. Specializes in pension literacy and financial decision-making for older adults.
David Rourke
Program Coordinator
Coordinates scheduling, participant support, and the development of take-home materials. Background in nonprofit administration and community engagement in the Lower Mainland.
Sunita Thapa
Women's Programs Lead
Leads the Women's Financial Empowerment Series with a focus on creating supportive, open environments. Certified financial literacy educator with experience in multicultural community settings.
Standards & Approach
How We Work
Content Accuracy
All program materials are reviewed against current Service Canada guidelines, CRA publications, and applicable BC provincial resources.
Privacy & Discretion
Participant information is never shared externally. We comply with PIPEDA and BC PIPA privacy standards in all data handling.
Inclusive Design
Sessions are designed to be accessible to adults from diverse financial backgrounds, occupations, and levels of prior knowledge.
Regular Updates
Program content is updated at minimum once annually to reflect changes in federal benefit programs, tax rules, and financial regulations.
No Product Sales
fraserinisww Insights operates independently of the financial services industry. We do not recommend, sell, or receive compensation for any financial product.
Participant Feedback
We collect anonymous written feedback after every program and use it to continually improve content, format, and delivery.
Our Perspective
Financial Clarity as a Lifelong Pursuit
The financial decisions adults make between 40 and 70 carry substantial weight. Whether it means choosing when to begin drawing on CPP, deciding how to reorganize household expenses after children leave home, or navigating the complexity of an uneven income in later working years — these decisions deserve thoughtful attention.
At fraserinisww Insights, we work with adults who are ready to engage with their finances more deliberately, but who may not yet feel equipped to do so. Our role is to remove barriers — to translate technical language into plain speech, to create space for honest questions, and to offer context that makes individual situations easier to understand.
British Columbia's population is aging in ways that make this kind of education increasingly relevant. A significant share of adults approaching retirement have limited access to workplace pension plans and will depend heavily on federal programs like CPP and OAS. Understanding these programs — their structure, their flexibility, and their interaction with other income — is not a luxury; it is a practical necessity.
We are based in Burnaby and serve adults across the Lower Mainland and, via video call, elsewhere in Canada. Our work is grounded in the belief that financial education, delivered well, changes lives in modest but lasting ways.
Interested in Learning More?
We welcome questions about our programs, our approach, or whether a particular workshop might suit your situation.
Send Us a Message