Our Programs
Three Programs, One Direction
Each program addresses a distinct area of financial life for Canadian adults 40 and older — choose the one that fits where you are right now.
Back to HomeOur Methodology
How We Approach Financial Education
Every fraserinisww Insights program is built on the same foundation: starting from what participants actually know, building knowledge incrementally, and tying every concept back to the real decisions adults face.
We do not assume prior knowledge, and we don't rush. Each session has a clear objective, time for questions, and a connection to practical next steps. Material is updated regularly to reflect current Canadian policy and regulation.
We believe that understanding your situation is more valuable than being given answers. Our job is to create the conditions for that understanding.
Start with Context
Establish why a topic matters before diving into details.
Build Core Knowledge
Work through concepts at a pace set by the group.
Apply to Real Situations
Connect every concept to actual decisions participants face.
Leave with Practical Tools
Worksheets and guides that remain useful well after the sessions.
Program 1
Navigating Canadian Pensions
A 2-session educational workshop explaining the Canada Pension Plan (CPP), Old Age Security (OAS), and the Guaranteed Income Supplement in straightforward, approachable terms. Covers eligibility, timing of applications, and how these benefits interact with other income sources.
What's Included
- Personalized timeline worksheet for each participant
- Early vs. deferred CPP benefits comparison guide
- How OAS and GIS interact with other income
- Application process overview for Service Canada
- In-person (Burnaby) or video call attendance
Session Structure
Duration
2 sessions
Who it's for
Adults 50+
Price
CAD $175
Program 2
Building a Savings Habit After 40
A 4-week practical program focused on establishing consistent saving patterns, even on a modest or fluctuating income. Covers automated savings techniques, expense categorization, and the psychology of financial behaviour change.
What's Included
- Four 75-minute sessions combining instruction and group discussion
- Hands-on exercises to set and track personal saving targets
- Provided workbook for tracking throughout the 4 weeks
- Automated savings techniques for variable incomes
- Small group of maximum 10 participants
4-Week Structure
Duration
4 weeks
Group size
Max 10
Price
CAD $340
Program 3
Women's Financial Empowerment Series
A 10-session program created specifically for women over 40 who wish to take a more active role in their financial lives. Covers budgeting, investment literacy, negotiating with service providers, understanding credit, and planning for longer life expectancy.
What's Included
- 10 sessions blending practical tools with open discussion
- Guest speaker: financial planner
- Guest speaker: notary public
- Comprehensive resource binder for ongoing reference
- Access to private online peer forum after program ends
- Women-only environment, groups of 8–12
Topics Covered
Duration
10 sessions
Group size
8–12
Price
CAD $950
Comparison
Which Program Fits Where You Are?
| Feature | Canadian Pensions | Savings Habit | Empowerment Series |
|---|---|---|---|
| Duration | 2 sessions | 4 weeks | 10 sessions |
| Price (CAD) | $175 | $340 | $950 |
| Who it's for | Adults 50+ | Adults 40+ | Women 40+ |
| Take-home materials | |||
| Online option available | |||
| Guest speakers | — | — | |
| Peer community access | — | — | |
| Best for | Approaching retirement, pension clarity | Establishing saving patterns | Holistic financial understanding |
Shared Standards
Across Every Program
Privacy
Participant information is handled in accordance with PIPEDA and BC PIPA. Nothing is shared externally.
Current Content
Materials are reviewed at minimum annually against current federal benefit programs and BC regulations.
No Product Sales
fraserinisww Insights does not sell financial products or receive referral income from any institution.
Feedback-Driven
Anonymous feedback is collected after every program and used directly to refine content and delivery.
Next Steps
Not Sure Which Program is Right?
Reach out and tell us a little about your situation. We'll help you think through which program, if any, might be a good fit — no pressure involved.
Ask Us a Question